Privacy Policy

Effective Date: May 26, 2025

Realms to Riches ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website located at https://realmstoriches.github.io/ (the "Site") and utilize our services. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site or use our services.

1. Information We Collect

We may collect personal information about you in various ways:

Personal Information You Provide Directly

We collect personal information that you voluntarily provide to us when you interact with our Site or services. This includes:

• **Contact Information:** Such as your name, email address, and phone number, collected when you sign up for our mailing list via the popup form, contact us directly via email or phone, or submit inquiries.
• **Payment Information:** When you purchase services from us, we collect necessary payment details, such as your credit/debit card number, billing address, and other financial information. **Please note: We do not directly store your full credit card details on our servers. All payment transactions are processed securely by our third-party payment processor, Stripe. Your payment information is encrypted and handled directly by Stripe in compliance with PCI DSS standards.**
• **Service-Related Information:** Information you provide in connection with the services you purchase, such as business details for website development or marketing campaigns.

Usage Data and Automatically Collected Information

When you access the Site, we automatically collect certain information about your device and Browse activity:

• **Log Data:** Includes your IP address, browser type, operating system, referring/exit pages, access times, and other usage data.
• **Cookies and Tracking Technologies:** We use cookies and similar tracking technologies (like browser local storage) to collect this information. Cookies are small data files stored on your device. They help us understand how the Site is used, remember your preferences (like your cookie consent choice), and potentially improve your experience.
• **Cookie Consent:** Our cookie popup uses your browser's local storage to remember your preference. We do not use third-party tracking cookies unless you explicitly enable them (e.g., through future analytics integrations).
• **[Optional: If you add Google Analytics or similar:]** We use [e.g., Google Analytics] to collect information about site usage. [Google Analytics] uses cookies to collect information such as how often users visit this Site, what pages they visit, and what other sites they used prior to coming to this Site. We use the information we get from [Google Analytics] only to improve this Site. [Google Analytics] collects only the IP address assigned to you on the date you visit this Site, rather than your name or other identifying information. Although [Google Analytics] plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this Site, the cookie cannot be used by anyone but Google.

2. How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. We may use information collected about you via the Site to:

• **Provide and Manage Services:** To fulfill your service orders, process transactions, provide purchased services, and manage your account.
• **Communicate with You:** To send you emails regarding updates, resources, or services if you have subscribed to our mailing list; to respond to your inquiries or requests; and to provide customer support.
• **Improve Our Site and Services:** To operate, maintain, analyze, and improve the Site, its content, and our service offerings. This includes monitoring and analyzing usage and trends.
• **Marketing and Promotional Communications:** To send you marketing and promotional communications about our products and services that may be of interest to you, if you have opted in or have a legitimate business interest relationship with us. You can opt-out of marketing communications at any time.
• **Security and Fraud Prevention:** To detect and prevent fraudulent transactions and other illegal activities, and to protect the security of our Site and services.
• **Legal Compliance:** To comply with applicable laws, regulations, and legal processes.

3. Sharing and Disclosure of Your Information

We may share your information in the following situations:

• **Service Providers:** We may share your information with third-party service providers who perform services for us or on our behalf, such as payment processing (Stripe), email delivery services (Formspree for form submission), website hosting (GitHub Pages), and potentially analytics providers (if added). These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
• **Business Transfers:** If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• **Legal Requirements:** We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or a government agency).
• **Protection of Rights:** To enforce our Terms of Service, protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.

3.1. Sale of Personal Information & Your Right to Opt-Out

**Please note: We may sell or share certain personal information we collect for cross-context behavioral advertising or other purposes as defined under applicable privacy laws (e.g., the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA)). This may include identifiers, commercial information, and internet or other electronic network activity information.**

**You have the right to opt-out of the sale or sharing of your personal information. To exercise this right, please [State your method for opt-out, e.g., send an email to realmstoriches@gmail.com with the subject "Opt-Out of Data Sale" or visit our "Do Not Sell My Personal Information" link/page if you create one]. We will process your request in accordance with applicable laws.**

We do not knowingly sell or share the personal information of consumers under 16 years of age.

4. Third-Party Websites and Services

The Site contains links to third-party websites and services, including affiliate links and payment processors. Once you have used these links to leave our Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information.

Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website, and take those steps necessary to, in your discretion, protect the privacy of your information.

• **Payment Processing:** All payment transactions are processed securely via Stripe's Privacy Policy.
• **Form Submissions:** The email signup form uses Formspree for processing. Your submission is subject to Formspree's Privacy Policy.
• **Website Hosting:** This Site is hosted on GitHub Pages. Your use of the Site is also subject to GitHub's Terms of Service and Privacy Statement.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as for tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6. Security of Your Information

We use administrative, technical, and physical security measures designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction. These measures include encryption, firewalls, and secure socket layer technology (SSL). However, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission over the Internet or electronic storage can be guaranteed against any interception or other type of misuse. We cannot guarantee absolute security of your information.

7. Your Privacy Rights

Depending on your location and applicable laws, you may have certain rights regarding your personal information, including:

• **Right to Access:** The right to request copies of your personal information.
• **Right to Rectification:** The right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• **Right to Erasure:** The right to request that we erase your personal information, under certain conditions.
• **Right to Restrict Processing:** The right to request that we restrict the processing of your personal information, under certain conditions.
• **Right to Object to Processing:** The right to object to our processing of your personal information, under certain conditions.
• **Right to Data Portability:** The right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
• **Right to Opt-Out of Sale/Sharing:** As detailed in Section 3.1.

To exercise any of these rights, please contact us using the contact information provided below. We will respond to your request in accordance with applicable laws.

8. International Data Transfers

Your information, including personal information, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

9. Policy for Children

The Site is not intended for children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Us

If you have questions or comments about this Privacy Policy, your privacy rights, or our data practices, please contact us at:

• **Email:** realmstoriches@gmail.com
• **Phone:** 304-266-4833
• **Mail:** Mill Creek, WV 26280